With tax season around the corner, you might be itching to file your taxes right away. Some people like to file as early as possible, while others are still looking for the answer to their question: when are taxes are due?

If you don’t have all your tax forms yet, but want to estimate what your federal income tax return looks like, you’re in luck. There are a few tools available for you to estimate what your return might look like.

If you haven’t already received your W-2 or 1099s in the mail, use your last paycheck as a guide to see how much you made and what you paid in for federal and state taxes.

Gather as much information as you can about charitable donations, business expenses, or interest paid so that you can get the best estimate when you put your figures into these income tax calculators.

3 Income Tax Calculators to Estimate Your Tax Refund…or Tax BillIRS.gov Tax Refund CalculatorThis no-frills income tax calculator will take into consideration most of the major tax issues tha..

In this ever-changing world in which we live, all of us feel a little “un-balanced “ at times in our lives. What can we do to help us recognize what is causing that unbalanced feeling and how should we go about fixing it?
Let’s first identify some of the areas in our lives that we must keep in balance. There are home responsibilities, work responsibilities, community responsibilities, religious responsibilities, educational responsibilities, and social responsibilities – to name just a few.
HomeIn your home responsibilities you need to find a balance between all of the many things that you have to do there. For example, who are you at home? Are you a parent, spouse, teacher, cook, seamstress, gardener, doctor, vet, cheerleader, lover, and friend? All of these many responsibilities can wear you down and cause you to feel off-center.
It is important that you “job share” these responsibilities. The more you can communicate and share as a family the more understanding and help you will hav..

Admit it. You can’t afford not to budget. There are plenty of people out there who–despite their six-figure income–still find themselves in a vicious paycheck to paycheck cycle. The only way out? Budget. A good budget fits snuggly, but isn’t suffocating. It gives direction but isn’t overbearing. A real budget is constructive, not constrictive. My guess is, you’ve been in a bad-budget relationship most of your adult life. That good-for-nothing budget promised you extra money in your account and an end to your problems. Instead, you found nothing but store-brand beans, frustration, and a building sense of failure. You probably left the budget, then came back. Left, came back. Apologized. Left. Came back.

Left. It isn’t you Budget, it’s me. I just can’t do this. It’s too hard. Budgeting shouldn’t be dramatic. Healthy money management isn’t painful. When set up right, a budget is empowering. Let me assuage your fears (and let me use the word “assuage”) by helping you avoid some common budg..