Have you ever given a gift and it just didn’t have the effect you desired?
Maybe you’ve given one too many gift cards and you’re ready for something different – something creative!
There are better ways you can give – the Bible even has something to say about it! Below are some better ways you can give and make someone’s day! Whether you are giving to a stranger or someone you know, they’ll be sure to love these gift ideas.
1. Send a plain white card with one compliment inside.The simplicity of ..

Abraham Lincoln
Washington, DC
October 3, 1863
An excerpt from Abraham Lincoln’s Thanksgiving Day proclamation.
I do therefore invite my fellow-citizens…to set apart and observe the last Thursday of November next as a day of thanksgiving and praise to our beneficent Father who dwelleth in the heavens. And I recommend to them that while offering up the ascriptions justly due to Him for such singular deliverances and blessings they do also…commend to His tender care all those who have become widow..

Sometimes it’s tempting to think about the life we’re working toward. We can’t wait until _____________ (fill in the blank). That something could be school, a better job, a bigger paycheck, a newer car or house, or better health.
Don’t get me wrong, these things can motivate us sometimes when we feel overwhelmed, and can help to stay on track. But when the ‘next phase’ is all that we think about, we risk losing sight of what we have in front of us.
Is the grass always greener?The idea that the g..

Zig Ziglar was one of the most inspiring voices of the 20th century. His motivational books and speaking events inspired thousands of people to improve their lives. He wrote over two dozen books and was considered the King of Motivation and the ultimate coach of salesmanship.
Unfortunately, Zig Ziglar passed away on November 28, 2012; he was 86 years old. He will always be remembered for his inspiring words and his encouraging messages.
While there are many great quotes out there, today I wanted..

$37,172 This is the average debt load a student will end up with after graduating college. If you’re like the 66% of all undergraduate students who have taken a student loan, you probably want to get rid of those things as fast as possible.

It’s easy to get caught up in the borrowing maze in college and managing your loans can become a headache quite fast. With lenders selling your loan to other places and changing their name – it’s hard to keep everything straight!

Here are a few things to help ..

The holidays are great, but buying gifts can get expensive. Real expensive.
But if you’re like me, you enjoy giving gifts to people and watching them open them on Christmas day. Even better is giving someone a homemade gift that you invested your own time and energy creating.
Making a homemade Christmas gift or decorations can be economical and thoughtful at the same time. If you’re the DIY type of person, consider one of these 20 homemade Christmas gift ideas to make this holiday season memorab..

The Christian worldview reminds us that we must live with the recognition that we will give an account to the Lord for our stewardship of our resources.

Regrettably, many American Christians know little about economics. Furthermore, many Christians assume that the Bible has nothing at all to say about economics. But a biblical worldview actually has a great deal to teach us on economic ma..

Moving usually isn’t the most enjoyable thing to do, especially if you’re making a move in the heat of summer. You have to consider all sorts of things like travel logistics, getting your stuff (which always seems to multiply) into a moving truck (which always seems to be smaller than you thought), and setting up everything at your new place.

Sure, actually moving your stuff might take a weekend but there are a few things you should do ahead of time to make your move go as planned. Since moving into a new place usually doesn’t happen often, most people are just not sure what to do when moving.

Don’t let your big move sneak up on you. Get organized and plan ahead with these moving tips. You’ll be glad you did.

5 Things to Remember When Moving1. Start Looking EarlyAssuming you don’t already have a place, you’ll need to lock this part in right away. When we were planning on moving to a new city for my wife to attend medical school, we started looking at rentals 6 months in advance.

What if you are one of the many millions of people who have little chance of having a million dollar retirement portfolio by the time you reach 65? Should you abandon the idea of retirement completely and plan on working until you die?


The reality is that most people will enter retirement with something much less than $1 million. The ability to retire is often more dependent upon factors beyond your retirement portfolio.

Here are some ways to enable you to eventually have some form of retirement, even if you will never amass a retirement fortune.
Cut your living expensesA major reason why retirement portfolios need to be so large today is the high standards of living we’ve all become accustomed to. You can cut down on the amount of money that you’ll need in retirement by cutting back on your living expenses now.
This will accomplish two positive goals. First, it will free up more money now so that you can invest it either in your retirement portfolio or in other income producin..

Filing a tax extension is simple. If you need extra time to work through your tax documents and just don’t think you’ll be able to finish your taxes by the April 18th tax deadline, you can file for an extension.

Once you file the tax extension form, you’ll have until October 17th 2016 to file your taxes (an extra 6 months). This doesn’t mean that you get an extra 6 months to pay your taxes. That’s why it’s so important to estimate you taxes owed and pay them before April 18, 2016. Otherwise, you might end up with penalties and interest to pay the IRS.

Oh and if you still need to file your taxes this year, you can file them for free (even state) here.

How to File a Tax Extension Form1. Estimate Your Taxes OwedYou’ll need to have an idea of how much you owe in taxes because you’ll need to send in the payment before April 18th. Gather all your tax documents and create a rough estimate of what you’ll owe.

2. Download and Complete the Tax Extension FormThe IRS requires you to download and c..